Spam Calls: In today’s digital age, online banking has certainly made our lives easier, but with it the risk of cyber fraud has also increased manifold. Every day thousands of people become victims of phishing calls, emails and SMS which appear genuine but are actually traps of fraudsters. If you have recently received a call from a bank official or a message about your account being blocked, then be careful, this could be a sign of fraud.
How do fraudsters play fake calls and SMS?
Cyber criminals send fake messages or emails using the name and logo of the real bank. It is written in the message that your account is about to be blocked, KYC has to be updated or card verification is necessary. Then they ask you to click on a link or provide OTP. As soon as you do this, all the information about your bank account comes into their hands.
How to identify fake call or SMS
First of all, remember that no bank ever asks for your OTP, PIN or password through call, email or SMS. If any link is given in any message then do not click on it. Genuine bank messages always come from official sender ID like AXISBK, ICICIB, HDFCBK etc. If the message has come from any mobile number or has wrong spellings, links or suspicious words, then understand that it is fake.
keep yourself safe like this
If you are suspicious about a call or email, speak directly to your bank’s customer care number and not to the person calling. Confirm any update from the bank’s official website or mobile app only. Apart from this, keep the spam filter on your mobile and email.
report immediately
If you have accidentally shared some sensitive information or become a victim of fraud, then do not panic. File a complaint immediately by calling number 1930 or visiting cybercrime.gov.in website. As convenient as digital banking is, it is important to use it responsibly. Remember caution is safety as one wrong click can drain your entire bank balance.
Also read:
Is someone secretly using your PAN card? Know how to find out and what to do
