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KCC Loan Process: Earlier farmers had to go through a lengthy process to get a Kisan Credit Card, but now they can complete the online process and get a loan in just 10 minutes. Let us explain the whole process.
The government runs several schemes to provide financial assistance to farmers. KCC, or Kisan Credit Card, has also been established to ensure farmers get financial assistance from banks and cooperative societies based on their crops.
Through this, farmers can get loans against their agricultural land. Apart from this, the government is taking several concrete steps to digitize the agriculture sector. As part of this initiative, the KCC process is now being integrated into an online digital platform.
To get the benefit of KCC i.e. Kisan Credit Card where the farmers first had to go through a long process which took weeks to months. There, they will be able to take a loan by completing this process within just 10 minutes.
The Kisan Credit Card process is being fully integrated with the digital platform by the Yogi government. On the one hand, this will bring transparency, on the other hand, the work of the farmers will also become very easy.
Earlier, farmers had to visit multiple offices to get KCC loans. They had to go to the Patwari to verify their land ownership documents. This process used to take about three to four weeks offline. However, with the digital process, farmers can easily get KCC loans within minutes by uploading required documents like land ownership certificate, Aadhaar card and bank passbook.
Giving information on this subject, Azamgarh District Agriculture Officer Dr. Gagandeep Singh said that farmers can get loans from banks based on their crops through KCC. Any farmer is eligible to get loan from the bank. While earlier the online process used to take several weeks, this digital medium will allow farmers to get loans easily within a short period of time.
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